Is it time for a life insurance check up?  Life insurance products are financial products and their performance may or may not be keeping pace with changing economic times.
 
Your life insurance policies may be at risk.  Everyone who owns a life insurance policy should subject it to Performance Review — right now, before it’s too late.  In less than a decade, interest rates dropped to historic lows before their slow recovery, the stock markets remained highly volatile and the bond markets continued with rather anemic returns. These conditions have seriously affected cash values, policy dividends and the adequacy of scheduled premiums.  The result is widespread policy underperformance. 
 
Underperforming policies may not meet your planning objectives and, worst case, your policies could lapse.
 
Performance Review is a free check up on your existing polices to measure their actual performance against the projections illustrated for you when you bought the policy.  It’s an important, valuable, service that is very timely after the turbulent conditions of the past few years.
 
Business insurance

• Corporate Owned Life Insurance (COLI)
• Deferred Compensation
• Buy/Sell Funding
• Key Person
• Life Insurance
• Disability Insurance/Income

Personal insurance

• Trust Owned Life Insurance (TOLI)
• Estate Planning
• Life
• Disability Insurance/Income Replacement
• Long-term Care
• Annuities

Securities offered through Royal Alliance Associates, member FINRA/SIPC. Investment advisory services offered through Rehmann Financial, an SEC Registered Investment Advisor not affiliated with Royal Alliance Associates.