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In this issue of BWD we focus on small business. We hear from the Small Business Association of Michigan and discuss the role small business will hopefully play in our economic recovery. Our healthcare management advisory team brings us some valuable for physicians’ practices –an explanation of the efficiencies presented by an Electronic Health Care Records system. Plus there is valuable information about small business opportunities in franchising, keeping your business safe from cyber theft and some answers to questions about insurance needs for your business. BWD is open for business!